Dental

Do I have to offer everything or can I just offer dental?

December 19, 20232 min read

“That program falls under section 125 of federal tax code and is called Voluntary Benefits.”

As a business owner do I have to offer everything or can I just offer dental?

Can I just get dental insurance or just disability insurance for my employees? Yes you can, that program falls under section 125 of federal tax code and is called Voluntary Benefits. They are many voluntary benefits providers, you must know by working with a broker what carrier will work best with your business.

Why Offer Dental

Absolutely! You have the option to provide specific types of insurance to your employees, such as dental insurance or disability insurance. This falls under a program called Voluntary Benefits, which is regulated by a section of the federal tax code known as section 125.

To offer these types of benefits, you can work with a broker who will help you find the best insurance carrier for your business. The broker will have knowledge about different voluntary benefits providers and can guide you in selecting the one that suits your needs and the needs of your employees.

By offering dental insurance, you can help your employees cover the costs of dental care, such as check-ups, cleanings, and treatments. This can make it easier and more affordable for them to maintain good oral health.

Disability insurance, on the other hand, provides financial support to employees in case they become unable to work due to an illness or injury. It helps replace a portion of their income during their recovery period, providing them with some financial stability.

Working with a broker will help ensure that you find a reliable and suitable insurance carrier. The broker can assist you in understanding the coverage options, costs, and enrollment process for these specific benefits. It's important to provide clear information to your employees about these benefits and how they can take advantage of them.

Remember, voluntary benefits are optional, and employees can choose whether they want to participate in these specific insurance programs. By offering dental insurance or disability insurance, you are giving your employees the opportunity to have additional coverage and protection for their dental and financial well-being.

Make sure to communicate with your broker and gather all the necessary information to make informed decisions about which voluntary benefits will work best for your business and your employees' needs.

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