Benefits Insights

Smart benefits advice for Indiana employers made simple.

Stay informed with practical guidance, trends, and expert insights to help you build smarter employee benefits programs for your business. From group health insurance and voluntary benefits to ACA compliance and cost-saving strategies, our Benefits Insights blog is designed to give Indiana employers clarity, confidence, and control over their coverage decisions.

What Is a Section 125 Plan, and Does Your Indiana Small Business Need One?

What Is a Section 125 Plan, and Does Your Indiana Small Business Need One?

What Is a Section 125 Plan, and Does Your Indiana Small Business Need One?BlackIron
Published on: 11/11/2026

Learn how a Section 125 plan lets employees pay eligible benefits pre-tax, may reduce employer payroll taxes, and what Indiana small businesses should check.

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How to Enroll a Group from a Quote

How to Enroll a Group from a Quote

How to Enroll a Group from a QuoteBlackIron
Published on: 09/11/2026

Follow the exact steps to move an existing small-group quote into an application in Anthem Producer Tool Box, from Quote & Enroll through Start Application.

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Group Life Insurance for Small Businesses & the $50,000 Rule | BlackIron

Group Life Insurance for Small Businesses & the $50,000 Rule | BlackIron

Group Life Insurance for Small Businesses & the $50,000 Rule | BlackIronBlackIron
Published on: 28/10/2026

Learn how group life insurance works for small businesses, what affects the cost, and how the $50,000 employer-paid life insurance tax rule works.

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Can You Start Group Health Insurance Any Time of Year in Indiana? | BlackIron

Can You Start Group Health Insurance Any Time of Year in Indiana? | BlackIron

Can You Start Group Health Insurance Any Time of Year in Indiana? | BlackIronBlackIron
Published on: 26/10/2026

Yes, businesses can generally start group health insurance throughout the year. Learn why starting about 60 days ahead helps Indiana employers prepare.

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New Hire Health Insurance Waiting Periods in Indiana | BlackIron

New Hire Health Insurance Waiting Periods in Indiana | BlackIron

New Hire Health Insurance Waiting Periods in Indiana | BlackIronBlackIron
Published on: 15/10/2026

Learn how long new hires can wait for health insurance, how the 90-day waiting-period limit works, and how Indiana employers can choose clear coverage start dates.

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Do Small Businesses Have to Offer COBRA in Indiana? | BlackIron

Do Small Businesses Have to Offer COBRA in Indiana? | BlackIron

Do Small Businesses Have to Offer COBRA in Indiana? | BlackIronBlackIron
Published on: 13/10/2026

Learn when COBRA applies to an Indiana small business, who pays for continuation coverage, how long coverage may last, and what to check when an employee leaves.

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