Benefits Insights

Smart benefits advice for Indiana employers made simple.

Stay informed with practical guidance, trends, and expert insights to help you build smarter employee benefits programs for your business. From group health insurance and voluntary benefits to ACA compliance and cost-saving strategies, our Benefits Insights blog is designed to give Indiana employers clarity, confidence, and control over their coverage decisions.

Group Life Insurance for Small Businesses & the $50,000 Rule | BlackIron

Group Life Insurance for Small Businesses & the $50,000 Rule | BlackIron

Group Life Insurance for Small Businesses & the $50,000 Rule | BlackIronBlackIron
Published on: 28/10/2026

Learn how group life insurance works for small businesses, what affects the cost, and how the $50,000 employer-paid life insurance tax rule works.

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Can You Start Group Health Insurance Any Time of Year in Indiana? | BlackIron

Can You Start Group Health Insurance Any Time of Year in Indiana? | BlackIron

Can You Start Group Health Insurance Any Time of Year in Indiana? | BlackIronBlackIron
Published on: 26/10/2026

Yes, businesses can generally start group health insurance throughout the year. Learn why starting about 60 days ahead helps Indiana employers prepare.

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New Hire Health Insurance Waiting Periods in Indiana | BlackIron

New Hire Health Insurance Waiting Periods in Indiana | BlackIron

New Hire Health Insurance Waiting Periods in Indiana | BlackIronBlackIron
Published on: 15/10/2026

Learn how long new hires can wait for health insurance, how the 90-day waiting-period limit works, and how Indiana employers can choose clear coverage start dates.

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Do Small Businesses Have to Offer COBRA in Indiana? | BlackIron

Do Small Businesses Have to Offer COBRA in Indiana? | BlackIron

Do Small Businesses Have to Offer COBRA in Indiana? | BlackIronBlackIron
Published on: 13/10/2026

Learn when COBRA applies to an Indiana small business, who pays for continuation coverage, how long coverage may last, and what to check when an employee leaves.

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Indiana Group Health Insurance Changes to Watch in 2027 | BlackIron

Indiana Group Health Insurance Changes to Watch in 2027 | BlackIron

Indiana Group Health Insurance Changes to Watch in 2027 | BlackIronBlackIron
Published on: 08/10/2026

See what Indiana employers should watch for in 2027 group health insurance, including rising healthcare costs, Marketplace pressure, funding options, and renewal planning.

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Level-Funded Health Plans for Indiana Small Businesses | BlackIron

Level-Funded Health Plans for Indiana Small Businesses | BlackIron

Level-Funded Health Plans for Indiana Small Businesses | BlackIronBlackIron
Published on: 06/10/2026

Learn why more Indiana small businesses are considering level-funded health plans, including predictable monthly costs, potential savings, transparency, and key risks.

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