Benefits Insights

Smart benefits advice for Indiana employers made simple.

Stay informed with practical guidance, trends, and expert insights to help you build smarter employee benefits programs for your business. From group health insurance and voluntary benefits to ACA compliance and cost-saving strategies, our Benefits Insights blog is designed to give Indiana employers clarity, confidence, and control over their coverage decisions.

New Hire Health Insurance Waiting Periods in Indiana | BlackIron

New Hire Health Insurance Waiting Periods in Indiana | BlackIron

New Hire Health Insurance Waiting Periods in Indiana | BlackIronBlackIron
Published on: 15/10/2026

Learn how long new hires can wait for health insurance, how the 90-day waiting-period limit works, and how Indiana employers can choose clear coverage start dates.

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Do Small Businesses Have to Offer COBRA in Indiana? | BlackIron

Do Small Businesses Have to Offer COBRA in Indiana? | BlackIron

Do Small Businesses Have to Offer COBRA in Indiana? | BlackIronBlackIron
Published on: 13/10/2026

Learn when COBRA applies to an Indiana small business, who pays for continuation coverage, how long coverage may last, and what to check when an employee leaves.

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Indiana Group Health Insurance Changes to Watch in 2027 | BlackIron

Indiana Group Health Insurance Changes to Watch in 2027 | BlackIron

Indiana Group Health Insurance Changes to Watch in 2027 | BlackIronBlackIron
Published on: 08/10/2026

See what Indiana employers should watch for in 2027 group health insurance, including rising healthcare costs, Marketplace pressure, funding options, and renewal planning.

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Level-Funded Health Plans for Indiana Small Businesses | BlackIron

Level-Funded Health Plans for Indiana Small Businesses | BlackIron

Level-Funded Health Plans for Indiana Small Businesses | BlackIronBlackIron
Published on: 06/10/2026

Learn why more Indiana small businesses are considering level-funded health plans, including predictable monthly costs, potential savings, transparency, and key risks.

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Employer Health Insurance vs. Marketplace Coverage in Indiana | BlackIron

Employer Health Insurance vs. Marketplace Coverage in Indiana | BlackIron

Employer Health Insurance vs. Marketplace Coverage in Indiana | BlackIronBlackIron
Published on: 02/10/2026

Compare employer health insurance with individual Marketplace coverage in Indiana and see how employer contributions, subsidies, taxes, and plan options affect total cost.

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Why Indiana Small Business Health Insurance Increased 20%–40% in 2026 | BlackIron

Why Indiana Small Business Health Insurance Increased 20%–40% in 2026 | BlackIron

Why Indiana Small Business Health Insurance Increased 20%–40% in 2026 | BlackIronBlackIron
Published on: 30/09/2026

See why Indiana small business health insurance increased 20%–40% in 2026 and what employers can do about rising claims, renewal costs, and limited plan options.

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