Benefits Insights

Smart benefits advice for Indiana employers made simple.

Stay informed with practical guidance, trends, and expert insights to help you build smarter employee benefits programs for your business. From group health insurance and voluntary benefits to ACA compliance and cost-saving strategies, our Benefits Insights blog is designed to give Indiana employers clarity, confidence, and control over their coverage decisions.

Can You Start Group Health Insurance Any Time of Year in Indiana? | BlackIron

BlackIron

Published on: 26/10/2026

Yes, businesses can generally start group health insurance throughout the year. Learn why starting about 60 days ahead helps Indiana employers prepare.

start group health plan any time of year Indianagroup health insurance start date Indianasmall business health insurance Indianagroup health plan enrollment Indianaemployee benefits Indianahealth insurance effective date Indiananew group health plan Indianasmall business employee benefits Indiana

New Hire Health Insurance Waiting Periods in Indiana | BlackIron

BlackIron

Published on: 15/10/2026

Learn how long new hires can wait for health insurance, how the 90-day waiting-period limit works, and how Indiana employers can choose clear coverage start dates.

new hire health insurance waiting period Indiana90 day health insurance waiting periodemployee benefits Indiananew hire benefits Indianahealth insurance start date Indianasmall business health insurance Indianaemployee onboarding benefits Indianagroup health plan waiting period

Do Small Businesses Have to Offer COBRA in Indiana? | BlackIron

BlackIron

Published on: 13/10/2026

Learn when COBRA applies to an Indiana small business, who pays for continuation coverage, how long coverage may last, and what to check when an employee leaves.

COBRA requirements small business IndianaIndiana COBRA requirementssmall business COBRA IndianaCOBRA continuation coverage Indianaemployee benefits Indianaemployee termination health insurance IndianaCOBRA 20 employeessmall business health insurance Indiana

Indiana Group Health Insurance Changes to Watch in 2027 | BlackIron

BlackIron

Published on: 08/10/2026

See what Indiana employers should watch for in 2027 group health insurance, including rising healthcare costs, Marketplace pressure, funding options, and renewal planning.

Indiana group health insurance 2027health insurance renewal 2027 Indianasmall business health insurance Indianaemployee benefits Indianagroup health insurance Indianalevel funded health plans IndianaMarketplace health insurance Indianahealth insurance costs Indianaemployee benefits renewal Indiana

Level-Funded Health Plans for Indiana Small Businesses | BlackIron

BlackIron

Published on: 06/10/2026

Learn why more Indiana small businesses are considering level-funded health plans, including predictable monthly costs, potential savings, transparency, and key risks.

level funded health plans Indiana small businesslevel funded insurance Indianasmall business health insurance Indianalevel funded vs fully insured Indianaemployee benefits Indianagroup health insurance Indianaalternative health insurance Indianalevel funded health plan Indianapolis

Employer Health Insurance vs. Marketplace Coverage in Indiana | BlackIron

BlackIron

Published on: 02/10/2026

Compare employer health insurance with individual Marketplace coverage in Indiana and see how employer contributions, subsidies, taxes, and plan options affect total cost.

employer health insurance vs marketplace Indianaemployer health insurance IndianaACA marketplace Indianaindividual health insurance Indianasmall business health insurance Indianagroup health insurance IndianaICHRA Indianaemployee benefits Indianaaffordable health insurance Indiana

3091 East 98th Street Suite 180, Indianapolis, IN 46280

Employee Benefits | Individual Policies

Quick Links