Support Your Employees And Protect Your Bottom Line

If an employee becomes disabled, they could be out of work for a period of time. Without steady income, it often becomes harder to pay for everyday expenses, putting a strain on their family and adding more anxiety to an already difficult situation.


Disability insurance safeguards both sides by providing income protection in the event an employee is unable to work due to a common condition, such as pregnancy and childbirth, cancer, heart attacks and strokes, and accidents.

How Short Term Disability Works

With a financial safety net, disability insurance can help your employees and company focus on success rather than worry about "what-ifs."

Benefits for employers and HR:

  • Provide a sound benefits package that can help attract and retain high-performing employees, without incurring additional company expenses
  • Manage the increasing costs of coverage through voluntary benefits and potential savings
  • Save time and money on advancing paychecks, managing leave and coordination of benefits for disabled employees and more

Benefits for your employees and their families:

  • Can gain peace of mind so they can focus on their health and recovery instead of worrying about paying bills
  • Receive direct benefits (unless they specify otherwise) that can be used however they'd like, regardless of any other insurance they may have
  • Customize their disability benefit amount and elimination period to best meet their needs
  • Some policies are portable, allowing employees to keep their coverage even if they change jobs

BlackIron Financial